Recent testimonies indicate that retirees must spend sums close to $160,000 monthly at the pharmacy, even with social coverage. This situation has led many patients to cut back on the purchase of anti-arthritic or phlebotonic drugs, maintaining only medication for severe pathologies such as diabetes or hypertension. In a scenario marked by a sharp increase in health costs and a worrying decrease in the purchase of medications—especially among older adults—bank promotions have become a vital tool for families to continue their medical treatments. According to the Argentine News Agency, in response to reports that many retirees have stopped buying 'preventive' or analgesic drugs to prioritize those for chronic diseases, banks have come out to offer financing in interest-free installments and rebates of up to 50%. The map of bank promotions Most benefits require payment through virtual wallets (like MODO) or banking apps by scanning a QR code. Next, the detail entity by entity: Banco Nación (BNA): Benefit: 10% rebate. Financing: Up to 3 interest-free installments with Visa and Mastercard credit cards. Cap: $10,000 per user per month. Retirees: Mondays have an exclusive scheme of 10% extra savings by paying with BNA+ MODO. Banco Supervielle: General: 20% savings and up to 3 interest-free installments in affiliated pharmacies (Cap: $8,000). Farmacias del Plata: Offers a 30% rebate and financing in up to 6 interest-free installments (Cap: $10,000). Aggressive promo: In selected pharmacies that accept MODO, the rebate rises to 50% (Cap: $6,000). BBVA: Benefit: 10% rebate and up to 3 interest-free installments. Cap: $10,000 per user per month. Validity: Applies every day. Banco Provincia (Cuenta DNI): Benefit: 10% savings on Wednesdays and Thursdays. Differential: According to the entity, it is a rebate cap-free, exclusive for payments with money in account (debit) through the app. ICBC: Financing: Focuses its proposal on installments, offering up to 3 interest-free payments daily in chains such as Farmacity, Get The Look and Simplicity. Banco Credicoop: Red Colón: 15% rebate and up to 3 interest-free installments. (Cap: $15,000 per week). Relief amid the health cut The deployment of these financial offers responds to a critical reality. In this context, the possibility of financing pharmaceutical spending becomes a 'survival' resource for the middle class and passive sectors.
